Let me introduce you to our pre-developed payment gateway software, which can be launched within minutes of purchase, hence removing the need for extensive development from scratch. We have developed this payment gateway software using the most popular Laravel framework, which your inhouse developers can easily modify. 
This payment gateway software allows you to establish your own payment gateway business easily. Some of the key features include:

• Secure Payment Processing: Complete transaction handling with the inherent encryption and fraud detection through SSL layer.
• Merchant Management: Merchant Management: Help inboarding and managing merchants by approving their KYC or the possibility of connecting automated KYC through a third party provider.
• Manage Fee: Set up tailored fee terms for each merchant separately. It can be possible to indicate the fee for PAYIN and PAYOUT separately, depending on the type of transaction.
• Customizable Integration: Our gateway allows for effortless integration with any RESTful API at the backend while ensuring that the frontend reflects your brand identity consistently. Our software is designed to handle the connection through the API at the backend. Moreover, we provide fully functional Postman capabilities that clients can use to run Postman and convert it into the desired programming language.
• Detailed Reporting: Derive transaction insight through highly detailed reporting tools, which an administrator or merchant may use to download the Excel sheet of their historical transaction data directly from the system in just a few clicks.

This product is particularly suitable for businesses seeking to launch their payment services with minimal setup. It is truly designed for your needs.

User Features

1. Dashboard
   • Provides an overview of the user's activities, notifications, and key performance indicators.
2. Resources
   • Company Manager: Tools for managing company operations and personnel.
   • Company Profile: View and edit company information and details.
   • Company Data: Access to company statistics, reports, and analytics.
   • Scheme Manage: Manage and configure different schemes and plans.
3. Member
   • Merchant: Manage merchant accounts and activities.
4. Agent List
   • Acquirer: List and manage acquiring agents and related operations.
5. Fund
   • Transfer/Return: Facilitate the transfer and return of funds between accounts.
6. Transaction History
   • Payment Statement: Access detailed payment history and statements.
   • Complaints List: View and manage user complaints related to transactions.
7. Account Statement
   • Main Wallet: Overview of the main wallet, including balance and transaction history.

Admin Features

1. Dashboard
   • Overview of the platform's performance, user activities, and system alerts.
2. Resources
   • Company Profile: Manage and update company information.
3. Transaction History
   • Payment Statement: View detailed transaction statements and histories.
4. Account Statement
   • Main Wallet: Admin-level access to account balances and transaction logs.

Client-Side Requirements

1. Web Browser:
   • Compatible with modern browsers such as Google Chrome, Mozilla Firefox, Microsoft Edge, and Safari.
2. Operating System:
   • Windows 10 or later, macOS 10.15 or later, or Linux distributions with a graphical interface.
3. Network:
   • Stable internet connection for optimal performance and data retrieval.

Server-Side Requirements

1. Operating System:
   • Linux-based server (e.g., Ubuntu, CentOS) recommended for hosting.
2. Web Server:
   • Apache or Nginx to handle HTTP requests.
3. Database:
   • PostgreSQL for storing and managing application data.
4. PHP:
   • Version 8.0 or later to ensure compatibility with Laravel 10.
5. Laravel Framework:
   • Laravel 10 for building and managing the application.
6. RAM:
   • Minimum 4 GB RAM for efficient performance, 8 GB or more recommended.
7. Storage:
   • Sufficient disk space for application files and database (minimum 20 GB).
8. SSL Certificate:
   • For secure data transmission over HTTPS.

Development Tools

1. Version Control:
   • Git for source code management and collaboration.
2. IDE/Editor:
   • Visual Studio Code, PhpStorm, or any preferred code editor.
3. Node.js and NPM:
   • For managing JavaScript dependencies and build processes.
4. Composer:
   • PHP dependency manager for installing Laravel packages.

User Demo

• User Login Link : https://charge.instantcharge.co/login
• ID : 1111111111
• Password : 123456